Investments

Buy land, they're not making it anymore. – Mark Twain

For making investment or more information, please mail to us at myhome@lisahomesolutions.com

1. 

   There are primarily 5 reasons for doing it?

   Cash flow:
   What is cash flow exactly? Well, to put it in simplest terms, cash flow is what money you have left over after the EMI, the taxes, and the insurance have been paid.
   
   If your property is earning good rent and if that exceeds the net costs (EMIs + Taxes) then from that day on this Income becomes your “Real Estate income”.
   
   The trick here is to buy the property early at low cost in a high demand area like near MNCs (IT & ITES sectors)
   
   

   Appreciation:
   The cost of the property goes on increasing. With the India’s high growth potential this trend would continue upwards.
   
   

   Low Risk:
   Its one of the most stable investments that can be passed on to the next generation.
   
   

   Someone Else pays off your debts:
   The tenant pays of your debts and builds your equity over a period of time.
   
   

   Easy Financing:
   To get loan for buying a property is a lot easier than any other investment.
   
   For example: No bank will finance you to buy 3 lacs worth of Shares/mutual funds but the same bank would easily finance you to buy 30 lac worth of property.
   
   The reason being: For shares you need to show some security but the property itself works as a security for itself. Hence the easy financing.

2. 

   Investing in property offers two major benefits

   Capital Growth and Tax Advantages.

   In the early stages, rental incomes often don't exceed your outgoings on a property - particularly the costs of servicing the loan. But as the property increases in value, rents tend to rise faster than costs and the property generates net income.
   
   What's more, costs can be claimed against your taxable income.
   
   Many people are also attracted to property because it tends to be less volatile than shares. However, we don't recommend property to the exclusion of other investments. A strong portfolio is a diversified one: with investments spread across different asset classes, including property, shares and cash.
   
   It's also important to recognize that no investment is risk free. Many people have become wealthy through property investment, but it's also possible to lose money. Your best protection is research (and more research), experience, and good advice from a company like Lisa Home Solutions pvt. Ltd.

3. 

   How do I get started?

   Call Us once: Discuss your requirement with our property Managers who are very experienced and knowledgeable in property market domain.
   
   They can guide you so that you make a profitable deal.
   
   Further, do some personal study. There are many books present in the market that give a good insight in the domain.
   
   Start small: The most profitable properties aren't always the big, flash ones.
   
   Start early: Buying a small apartment to rent out can be a good way to build large enough equity to buy a bungalow some time later.